If you’re a first-time homebuyer in Grand Junction or the surrounding communities, you probably have many questions about the whole process – so where do you even start?
3 Tips for First-Time Homebuyers in Grand Junction, CO
As a first-time homebuyer, your best bet is to work with a Grand Junction Realtor® who can walk you through the entire process. You’ll need someone who puts your needs first and who always keeps your best interest in mind… and that’s a buyer’s agent.
Your first step is to find a Realtor who’s going to work hard for you.
First-Time Buyer Tip #1: Get Your Finances Right
Once you’ve found a Realtor, it’s time to get your finances squared away. In anticipation of buying a house, you’ve probably already gotten a copy of your credit report. (If you haven’t, you should know that the FTC authorizes you one free copy of your credit report each year; all you have to do to get yours is visit AnnualCreditReport.com.)
Review your credit report and see how your scores stack up. The higher your credit score, the more favorably lenders will view you – and that means you’re more likely to get better interest rates (and have lower payments) on mortgages.
First-Time Buyer Tip #2: Start Looking Online
You can start your home search from the comfort of your own couch. Explore:
- Grand Junction real estate listings
- Whitewater, CO real estate listings
- Loma, CO real estate listings
- Glade Park, CO real estate listings
- Clifton, CO real estate listings
- Redlands, CO real estate listings
- Palisade, CO real estate listings
- Fruita, CO real estate listings
First-Time Buyer Tip #3: Set Up Appointments With Your Realtor
Once you’ve narrowed down your choices and found a handful of homes that pique your interest, it’s time to talk to your Realtor about visiting them in-person.
Your Realtor will set up all the details; you just show up and see the homes.
Make sure you keep track of which homes you like and which homes you’re not sure about; when you’re done for the day, you’ll be able to go back and revisit notes, photos, and comments to narrow your choices further.
When you find one you love, tell your Realtor you want to make an offer.
Are You Looking for a New Home in Grand Junction or the Surrounding Communities?
If you’re looking for a new home in Grand Junction, Fruita, or any of the surrounding communities, we’d love to help you find it.
Call us at 970-765-4135 or get in touch with us online. Tell us what you want from your next home and we’ll start looking right away.